Investments and Retirement Planning

Saving for your retirement and investments in general can be a confusing at best and at worst a costly exercise. We will provide you with a simple and easy to understand solution once we have established all of your needs and requirements. These will include your tax position and allowances, attitude to investment risk, timescales and current investment portfolio.

Life Insurance and Family Protection

Most people will have their mortgage protected in the event of their death or serious illness. But when you think that your monthly mortgage repayments typically amount to only a third of your outgoings, consideration should be given to how your family would find the remaining two thirds.

Did you know that to protect your family's financial future would typically cost less than you pay for car insurance.

We can discuss the most appropriate options available to you and provide a solution that fits your budget whilst providing peace of mind that your family would be protected in the event your death or serious illness.

Income Protection

Could you and your family survive on £78.50 per week? Over 1 million families in the UK are currently living on long term incapacity benefit. Are you aware of what benefits you are entitled to from your employers? We can provide simple, cost effective planning that would mean that you would never be dependant on the state to provide your income.

Private Medical Insurance

This is becoming an ever more important requirement of day to day life. We all know that the NHS is currently stretched to its limits and that hospital beds are disappearing. That is of course unless you pay for your treatment and then you will be seen when you need to be seen, instead of waiting for treatment with a huge waiting list. We have access to a range of different insurers and can tailor a package that meets your needs and budget requirements.

General Insurance

With so many insurers and inevitably cost being the main reason that we change our home insurers. Let Lucas Alexander contact the various insurers we have access to on your behalf to see if we can save you money. Our commitment to you is to find you the most competitive product every single year without you having to waste your valuable time searching for an appropriate deal.

Business Financial Planning

Every company or partnership has its own identity and therefore its own individual needs. We can provide a range of solutions tailor made to meet these needs.

Areas for consideration include:-

• Partnership/Shareholder Protection
• Keyperson cover
• Business loan cover
• Executive Income Protection
• Retirement Solutions
• Group Employee Packages